The concept of investing might seem far-fetched while you’re still in your student years as it's perceived to be for those with established careers and financial stability. But, knowing how to secure your financial well-being at an early age is one of the most important things you'll ever do in life, and you don't have to be a genius to do it, says Mitchan Adams, CEO and Founder of Aions Creative Technology.

The reality is, students who invest while still in varsity set themselves up for future wealth. Though not all students have the luxury to invest, for those who are working while in varsity or have the benefit of avoiding debt such as clothing accounts and student loans, investment is a smart tactic that will build you up for a bright future and a good financial stance.

Typical university students in their early 20s with some form of income or allowance have the advantage of time when it comes to investments. They still have the time and opportunity to earn back any potential losses over time and learn the ins and outs of the market before taking a big investment risk. Being money-wise helps you gain financial independence and helps you learn how to manage your own money, which often happens when you start your first job.

The other benefit is being one step ahead of the pack. The earlier you start, the better your chances of increasing your investment portfolios and understanding the matrix to set you up for a better financial situation down the line. Unlike your peers, who may want to invest later in life, you, on the other hand, will be in a position to afford things that others can’t.

South Africa's dynamic economy provides a fertile ground for various investment opportunities, from the stock market to real estate. By starting early, you can harness the power of compounding, allowing your investments to grow exponentially over time.

An example of such an investment platform is Aions Exchange (AEX), a unique offering for start-ups seeking funding as well as South Africans looking to build wealth. AEX allows investors to own a fractional share in one of the businesses currently being mentored by Aions. All companies listed on AEX are all high growth start-ups, with an innovative and technologically advanced approach to real-world problems.

In the context of South Africa's economic landscape, investing provides an opportunity for students to contribute actively to the nation's GDP growth. “By supporting local businesses or investing in South African companies, you become stakeholders in the economic development of your country”, says Adams. 

Looking beyond financial gains, investing during your student years instils a sense of empowerment and a positive mindset that screams proactivity, resilience, and a forward-looking attitude – qualities that are invaluable in both personal and professional spheres.

As the saying goes, the best time to start investing was yesterday, but the second-best time is today!